Estimated Cola For Social Security 2025. If you started claiming social security before may 1997 or if get both social security and ssi benefits, you'll get the new cola in a dec. In january 2025, payments rose by 3.2% over 2023, according to the social security.

If the 2025 cola is 2.5%, it would translate to a $48 increase in the monthly benefit payment, bringing the average monthly total to $1,968. In 2023, the social security administration indicated the cola would increase by 3.2% in 2025.